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BANKRUPTCIES

A bankruptcy on your credit report can have a long-lasting effect, often staying on your file for up to 10 years. However, at Platinum Tier Consulting, we understand that life circumstances can lead to financial hardship, and we are here to help you move past it. We specialize in working to remove bankruptcy filings from your credit report when possible, improving your credit score and helping you regain control of your financial future.

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Our approach to removing bankruptcies includes:

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  • Comprehensive Credit Report Review: We thoroughly examine your credit report to identify any bankruptcy entries and assess the possibility of removal.

  • Disputing Inaccuracies: If there are errors related to the bankruptcy filing—such as incorrect dates, account listings, or discharge status—we dispute those inaccuracies with the credit bureaus to have them corrected or removed.

  • Reviewing Legal Options: In some cases, we may explore the potential for legal actions to challenge the bankruptcy’s validity or status, depending on the circumstances surrounding your filing.

  • Negotiating with Creditors and Trustees: We can assist in negotiating with creditors or the bankruptcy trustee to seek possible removal or adjustments, such as requesting early discharge from certain debts.

  • Rebuilding Your Credit: Once the bankruptcy is removed, we help guide you through the process of rebuilding your credit, providing advice on how to establish and maintain a positive credit history moving forward.

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While completely removing a bankruptcy can be challenging, we’ll work with you every step of the way to explore every opportunity for improvement, and help you improve your credit score faster.

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